Minnesota has been known for its cold long winters, yet the cost of living in this state is lower than the national average. The North Star State has great indoor and outdoor activities for its residents considering its national parks, state parks, and more than 10,000 lakes. It has charming small towns with friendly faces. Even though it has good qualities, it might be difficult to afford living expenses for low-income persons and families. There is a good number of programs and benefits for low-income seniors, veterans, children, single mothers, pregnant women, people with disabilities, and families. These benefits are provided by the State of Minnesota, the federal government, and local non-profit organizations for low income.
Financial and Cash Assistance
Salvation Army of Minnesota (Twin Cities Salvation Army) is the local branch of a national faith-based charity organization. This office has been serving the community on various issues for a long time. Apart from providing financial support for low and middle-income individuals and families, it also offers housing assistance, rehabilitation service, counseling, free clothing, utility support, and food benefits. Anyone who is looking for emergency cash assistance to cover their basic needs is encouraged to make contact with this organization. For more information please follow the link https://centralusa.salvationarmy.org/twin-cities/ contact 1 651 746 3400.
Lutheran Social Service of Minnesota is a local non-profit establishment that has been providing financial counseling, budget, debit, or credit help, financial education, and support for local persons who are in financial struggle. This organization provides all the information and support that you need about financial issues. Particularly lower-income who are in need of emergency monetary support are welcome to get in touch with this organization. Apart from helping eligible persons in financial need, it aims to develop healthy financial habits for its recipients. For more information, please go to https://www.lssmn.org/financialcounseling/financial-wellness-services or by phone at 888 577 2227.
Housing and Rent Assistance
Minnesota Housing Is the official State’s Housing Finance Agency that has been serving the community for more than 50 years. Its main purpose is to offer secure, affordable, and decent housing options for low-income individuals and families. Anyone who is having financial difficulties and is not able to pay their rent or is about to lose their home is urged to get in touch with this organization. Some of the programs that are offered by this establishment are as followed:
- The Housing Trust Fund Rental Assistance Program: Low-income persons and families who are at risk of becoming homeless or who are over the homeless are prioritized by this program. they will be benefiting from temporary rental assistance. The amount and length of the monetary aid depend on the applicant’s case. The money can be used to cover housing expenses, utility bills, or rent.
- The Bridges Rental Assistance Program: This program gives importance to low-income people who are suffering from mental illness and are on the waiting list for a Housing Choice Voucher Program. Qualified persons and families will be having monthly rental support for a certain time.
- Housing Opportunities for Persons with AIDS Rental Assistance Program (HOPWA): Low-income persons living with HIV or Aids and their families are qualified for this program. It was created by the Department of Housing and Urban Development to support needy persons with HIV or Aids. They will be receiving rental assistance and housing support when it is necessary.
The scope and length of these programs can change based on the current needs of the community. Explore more opportunities through the following link https://www.mnhousing.gov/sites/np/home or make a phone call at 800 657 3769 or 651 296 7608.
Minnesota CommonBond Communities is the largest non-governmental establishment that provides housing assistance for low-income across the region. It has more than 6,000 apartments and townhomes for its beneficiaries. Low-income seniors, single mothers, veterans, people with disabilities, and pregnant women are the priority groups for this organization. Accepted participants may settle in a permanent or temporary house depending on their current financial status. Find out more information at https://properties.commonbond.org/ or give it a call at 651 291 1750.
MinnesotaCare was created and has been subsidized by the Minnesota Department of Human Services for low-income who require health insurance coverage. Its main criterion is the total income of the household. Accepted candidates will be having free health insurance. Some of the health benefits those are covered are as followed:
- Substance use and disorder
- Urgent care
- Chiropractic care
- Rehabilitative therapy
- Dental care for persons who are 19 years old or older
- Prescriptions and medication therapy management
- Clinic and doctor visits
- Personal care assistance for children who are up to 19 years old
- Emergency room care
- Outpatient surgery
- Eyeglasses service
- Nursing homes
- Family planning services
- Mental health care
- Hearing aids
- Medical transportation help
- Home care
- Medical supplies and equipment
- Hospice care
- Licensed birth center services
- Hospital services
- Lab and x-ray
- Immunizations and vaccines
To see more information and benefits from these health services, please follow the link https://mn.gov/dhs/people-we-serve/adults/health-care/health-care-programs/programs-and-services/minnesotacare.jsp or by phone at 651 297 3862 or 1 800 627 3529.
Bridge to Benefits was established and has been financed by the Children’s Defense Fund Minnesota to improve wellness for low-income individuals and families. It helps everyone in need of health assistance. Particularly needy individuals who need financial support to cover their medical expenses are encouraged to make contact with this organization. It has special programs for low-income seniors, pregnant women, single mothers, and children. To see more information And to apply, please check out this link http://mn.bridgetobenefits.org/Health_Dental.html or call 1 888 354 7526.
Utility Bills Assistance
The Minnesota Weatherization Assistance Program was created by the federal government and has been led by the Minnesota Department of Commerce for low and moderate-income people and families. Low-income persons and families who are about to lose their connection or who need home energy upgrades to save energy by providing energy-efficient equipment. It aims to create a safe and healthy home environment for eligible homeowners in the renters. It helps its beneficiaries to decrease their yearly energy costs by up to 30%. Some of its services are as followed:
- Air leakage reduction
- Furnace, water heater or boiler replacement or repair
- Exterior wall and attic insulation
- Programmable thermostat and more.
The link to their official website is as follows https://mn.gov/commerce/consumers/consumer-assistance/weatherization/ Make contact with 651 539 1500.
In addition to The Minnesota Weatherization Assistance Program, there are other resources available for those who need help paying their utility bills such as help paying water bills or help paying phone bills.
Minnesota Supplemental Nutrition Assistance Program (SNAP) is also recognized as Food Stamps by local people throughout the state. Its main goal is to provide nutritious and well-balanced meals for low-income residents. Low income who require healthy and nutritious food but are not able to afford it are eligible for this program. They will be receiving an Electronic Benefits Transfer (EBT) card. The program will load a certain amount of money to these cards based on the applicants’ income. Beneficiaries of this food assistance will be able to use their debit cards at local grocery stores and supermarkets to purchase healthy and nutritious food. For further information, please click the link https://mn.gov/dhs/people-we-serve/adults/economic-assistance/food-nutrition/programs-and-services/supplemental-nutrition-assistance-program.jsp or dial 651 431 4050.
The Minnesota Women, Infants, and Children Program was established by the federal government and has been run by the Department of Health for low-income women and children. It is a breastfeeding and nutrition assistance service. It is intended to increase the wellness and health of qualified new mothers, pregnant women, young children, and babies. Besides offering food, accepted low-income mothers may participate in nutrition education courses, breastfeeding information, and other current benefits. To see more information and to apply, please take a look here https://www.health.state.mn.us/people/wic/ or make a phone call at 651 201 5000 or 888 345 0823.