New Hampshire, also recognized as the Granite State has been chosen as the second-best place to live by the U.S. News and World Report recently. It has been an attention-getting place considering its robust economy, wildlife, and great quality of life. Living in this state is relatively affordable and crime rates are low compared to other states. Although it has several advantages, living in this state can be challenging for low income. Thereby, the State of New Hampshire, the federal government, and the local non-profit organizations assist low-income people with a raft of programs and benefits.
Financial and Cash Assistance
The New Hampshire Emergency Financial Assistance Program was formed and has been subsidized by the New Hampshire Department of Health and Human Services for low-income persons and families. Low income who are facing economic hardship and need emergency financial assistance are qualified to receive cash assistance. Recipients of this program will be obtaining help to cover their home heating fuel deliveries, rent, utility security deposits, mortgage, or other housing expenses. Especially low-income families who are threatened by homelessness, lack of heat, cooking fuel, hot water, or termination of a utility are given priority. To see more information and to apply, please go to https://www.dhhs.nh.gov/dfa/tanf/emergency.htm or make a phone call at 1 866 444 4211.
The New Hampshire Employment Program (NHEP) was established and has been sponsored by the New Hampshire Department of Health and Human Services for low income. Low-income families with able-bodied parents and need cash assistance to afford their living conditions are qualified to receive help. Eligible parents will be receiving monthly cash assistance till they are able to stand on their own feet. This program helps its beneficiaries to find a proper job for themselves. Participants may join employment courses to improve their skills and abilities. To learn more information, please visit https://www.dhhs.nh.gov/dfa/tanf/employment.htm or by phone at 603 271 9700 or 800 852 3345.
Housing and Rent Assistance
New Hampshire Housing Finance Authority is a local non-profit organization that supports low and middle-income people and families who need rental or housing assistance. Its mission is to ensure that everyone lives in a secure, decent, sanitary, and affordable house. Low-income seniors, pregnant women, single mothers, veterans, and persons with disabilities are attached priority. There is a wide range of opportunities that are offered by this authority. Some of them are as followed:
- Community Heroes Initiative: Persons and families who are trying to have their first home but are not able to afford it are welcome to apply for this opportunity. Especially those who are affected by the COVID-19 pandemic and need a home are given priority. Eligible participants will be receiving up to $3,000 for help.
- Mortgage Programs: These programs are available based on applicants’ special cases. Some of them are Downpayment and Closing Costs Help, Low Mortgage Insurance Option, Rehabilitation Mortgage Programs, Homebuyer Tax Program, Manufactured Housing Financing in Rocs, Home Preferred Over 80% AMI, and so on. Even though the amount of cash support differs in each benefit, most of them generally provide up to $137,400 help for their beneficiaries. All of these programs have common features including no hidden fees, convenient homebuyer education courses, 30 years fixed rates with zero points, low down payment requirements, mortgage refinancing for those who already own a house, and financing for condos as well as 1-4 family homes.
- Counseling for Risk Homeowners: Low-income individuals and families who are about to become homeless or struggling to cover their home mortgage, property taxes, utilities, home insurance, and other housing costs are urged to get in touch with this housing authority. It guides its beneficiaries to get better.
- Search for Housing: This is a great benefit for low and moderate-income people and families who are looking for a home but get confused or do not know where to look. After evaluating each case, this organization presents a list of houses that are most suitable for your financial and family circumstances.
- New Hampshire Section 8-Housing Choice Voucher Program: It was formed by the federal authorities and has been led by the New Hampshire Housing Finance Authority for low and very low-income individuals and families. Low-income pregnant women, single mothers, older residents, veterans, and individuals with a disability are the priority groups. Qualified persons will be able to choose their own house, flat, apartment, or any kind of property. The chosen place must meet the regulations of the program. The program covers up to 80 percent of the rent depending on the case. Since there is a waiting list, it is better to apply as early as possible.
Explore more opportunities through the following link https://www.nhhfa.org/about/ or by phone at 603 472 8623 or 800 640 7239.
New Hampshire Healthy Kids Gold is a health insurance and dental assistance program for low-income children who are up to 19 years of age. Low-income families with children who are looking for health support for their children are eligible to apply for this benefit. Their parents or guardians may apply on behalf of their children. The aim of this program is to maximize the strength and health of low-income children. Some of its benefits are checkups, immunizations, prescription drugs, financial support for medical bills, and much more. See more information at https://www.dhhs.nh.gov/ombp/medicaid/nhmedicaid-children.htm or give it a call at 603 271 4344.
New Hampshire Rx Card is a medical bills assistance for low-income that was created and has been run by the State of New Hampshire. Low-income single mothers, pregnant women, the elderly, veterans, and persons with disabilities are prioritized by the state authorities. They will be receiving free drug coupons with their card to be used in a pharmacy. Low-income households with limited or no health insurance are urged to make connections with the authorities. For further information, please click the link https://nhrxcard.com/ or call the pharmacy helpline at 800 223 2146.
Utility Bill Assistance
New Hampshire Electric Assistance Program (EAP) was constituted and has been mandated by the New Hampshire Government for low-income residents. Low-income persons and families who are having financial difficulties and are about to lose their connection are encouraged to make contact with this program. Receivers will be having monthly discounts on their electric bills that range from 8% to 76% percent according to the total income and size of the household. This energy assistance is available for a year and some of the recipients will benefit from energy-efficiency supplies and equipment. To see more information, please take a look here https://www.nh.gov/osi/energy/programs/electric-assistance/index.htm or dial 603 271 2155.
The New Hampshire Food Stamp Program (SNAP) was built and has been supported by the federal government for lower-income and needy persons and families. Especially low-income seniors, pregnant women, and children are prioritized since it is vital for them to eat healthy and nutritious food. Accepted candidates will be having an Electronic Benefits Card to purchase food from the local stores and supermarkets. The amount and the length of this food support are determined by evaluating the participants’ health and economic conditions. The link to their official website is as follows https://www.dhhs.nh.gov/dfa/foodstamps/index.htm or contact 1 603 271 9700.